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Conversational AI
What is Agentic AI? Use Cases & How It Works (2026)

What is Agentic AI? Use Cases & How It Works (2026)

Published Date:
September 22, 2025
Last Updated ON:
January 29, 2026

Agentic AI refers to AI systems that autonomously plan and execute actions to achieve goals. Here’s how enterprises are unlocking its full potential in 2026.

Though enterprises have been investing in AI for years, most AI systems still sit on the sidelines and wait to be told what to do. However, that is changing fast in 2026, thanks to Agentic AI. 

Agentic AI systems don’t just assist, they act. For example, an agentic AI system can identify high-intent leads from CRM data, launch personalized outreach emails, reply to follow-ups, and even book demos, all with no human intervention. 

And it's already delivering results. McKinsey reports that banks implementing Agentic AI for KYC/AML workflows are realizing 200% to 2,000% productivity gains. It’s no wonder that 89% of enterprises plan to increase their AI investments in 2026 and beyond, according to Kore.ai’s State of AI report.

In this blog, we’ll explore:

  • What is agentic AI
  • Agentic AI use cases and benefits
  • How agentic AI works 
  • Agentic AI vs generative AI
  • Architecture and types of agentic AI systems
  • How to implement agentic AI (step-by-step)
  • Real-world agentic AI examples and case studies
  • How to choose the best agentic AI platform
  • The future of agentic AI 

Key Takeaways (The TL;DR):

Before we jump into the specifics, here are the key takeaways that you need to know.

  • Agentic AI ≠ Smarter GenAI. Agentic platforms aren’t just conversational; they’re operational, capable of handling complex tasks end-to-end.‍
  • The magic lies in orchestration. Multi-agent coordination + Governance = Scalable agentic AI deployments. ‍
  • The working of Agentic AI follows a five-star operational model that enables agents to sense, reason, act, learn, and collaborate.‍
  • Enterprises are adopting Agentic AI for use cases such as automating work, elevating customer service, and streamlining operations at scale.

What is Agentic AI?

In the context of AI, the term "agentic" means the system has agency, where it can make decisions and act independently. Therefore, agentic AI refers to artificial intelligence that does not wait for instructions and instead takes autonomous, goal-driven actions on behalf of users.

The key characteristics of Agentic AI systems are that they:

  • Understand context and goals to make the right decisions
  • Break down big objectives into smaller, actionable tasks 
  • Collaborate across systems, working with other agents, platforms, software, and tools 
  • Learn and adapt from experience to deliver better results over time

Put simply,

|Traditional AI helps answer questions. Agentic AI helps achieve outcomes.

See Agentic AI in action

Why are enterprises embracing Agentic AI in 2026?

Back in 2022, generative AI took the world by storm. It could write emails, summarize documents, and even chat like a human. But beneath the surface, most enterprises saw that even after widespread adoption, generative AI didn’t really translate into meaningful business impact. 

This disconnect is now widely recognized as the GenAI Paradox:

|Widespread adoption, limited business value. 

According to recent McKinsey research, 78% of enterprises have deployed GenAI in at least one function, yet 80% say it hasn’t improved productivity, cost, or revenue in any meaningful way. 

Why? Most GenAI tools, like chatbots, copilots, and assistants, largely stayed at the surface. These tools improve individual productivity but don’t transform end-to-end business processes.

Agentic AI flips this script and is now emerging as the solution to the GenAI paradox. AI agents, by design, are created to pursue goals and take action across systems. Here are four technological trends that enterprises are betting big on agentic AI:

  1. LLMs got smarter - Models like GPT-5, Claude 3, Gemini, Llama 3, now support contextual reasoning, memory, and tool use, making autonomous agents viable.
  1. API-first enterprises - most enterprises now run on API-first infrastructure. That means agents can now easily plug into CRMs, ERPs, HRMS, and communication tools.
  1. ROI is non-negotiable - as AI investments rise, C-suites are demanding measurable ROI. Agentic AI delivers measurable impact faster and helps in revenue generation.
  1. Architectural shifts - we’re moving from LLM-centric setups to Agentic Meshes—composable ecosystems that support multi-agent collaboration and governance.

The bottom line is that enterprises in 2026 aren’t interested in assistants. They want autonomous execution. Agentic AI delivers that, and Gartner predicts that by 2028, 33% of enterprise software applications will include agentic capabilities.

Watch this webinar to learn more about how enterprises are adopting Agentic AI.

What are the use cases and benefits of Agentic AI?

Agentic AI is completely reshaping how enterprises work, serve customers, and run operations. To make things simple, we’ve grouped the most practical, high-impact Agentic AI use cases into three categories: 

  • Workplace productivity 
  • Customer service
  • Business process optimization

Let’s break each one down with examples and outcomes. 👇

Use case 1 - Agentic AI use cases for the workplace 

Agentic AI is becoming the digital teammate every employee wishes they had. It’s already actively powering workflows across finance, human resources, IT departments, and marketing.  

Agentic AI for work is helping teams work faster and with greater impact. According to the Kore.ai AI Use Case report, 31% of organizations feel that workplace AI is the most important use case. 

Here’s how Agentic AI looks in action in everyday workplace scenarios:

1.1 - Smarter meeting coordination

AI agents collaborate to scan calendars, resolve conflicts, and reschedule meetings based on urgency and availability. Say, if a key stakeholder becomes unavailable, the system can reprioritize attendees, suggest alternate slots, and send updated invites, without manual input.

For instance, Inception, a UAE-based G-42 company, built an agentic system, Board Observer, to unify the entire meeting lifecycle for executive assistants and board members. It accelerates preparation, enhances meeting intelligence, and ensures decisions are captured and followed through with clarity. 

1.2 - HR support that feels human

From provisioning and welcome kits to HRMS updates and compliance checks, AI agents handle it all seamlessly. If a new hire has a question about benefits, the agent can pull policy details, personalize the response, and even escalate if needed.

For instance, AMD, a global leader in high-performance computing, saw an 80% reduction in time to resolve HR inquiries and 70% employee satisfaction within the first 90 days of deploying AI-powered HR agents.

“This wasn’t just about automating tasks, it's about creating a smarter, more intuitive HR experience.” – Lesa Sayer, CVP, Global HR Services at AMD

1.3 - Instant knowledge retrieval 

Employees ask questions in natural language, and agents fetch contextual answers from organizations' wikis, CRMs, Slack threads, and policy docs. If someone asks, “What’s our travel reimbursement policy for APAC?” the agent can surface the latest version, highlight key clauses, and even suggest related FAQs. This enterprise search helps reduce time-to-answer and deflect internal support queries. 

1.4 - Smarter procurement workflows 

AI agents can triage sourcing requests, surface preferred suppliers, validate contracts, and guide users through policy-compliant decisions, all while maintaining real-time visibility into spend, risk, and savings. 

For instance, Inception’s Procurement Assistant, built on Kore.ai’s platform, does exactly that. It centralizes access to contracts, supplier data, and compliance insights, enabling full visibility and smarter category management across the procurement lifecycle. 

According to McKinsey, companies using agentic AI reported up to a 30% reduction in operational costs and up to 50% faster processing times in enterprise workflows.

1.5 - Investment decisioning at speed 

In high-stakes environments like investment and credit committees, agentic AI can help teams cut through data noise, synthesize insights, and collaborate on decisions faster. Agents can analyze deal documents, flag risks, summarize portfolio updates, and support committee members with real-time intelligence. 

For instance, Inception’s Investment Assistant empowers analysts and decision-makers with instant analysis, portfolio visibility, and collaborative workflows—giving teams back the time they need to move markets.

Agentic AI at the workplace is quietly handling the grunt work, so that your team can focus on the high-impact tasks. 

Use case 2 - Agentic AI use cases for customer service 

Customer service is no longer just about answering tickets; it’s about anticipating needs, resolving issues before they escalate, and delivering seamless experiences across every channel. 

Agentic AI for customer service is helping enterprises achieve that. 24% of organizations say that this is the most important AI use case. 

Here’s how Agentic AI is helping enterprises improve customer service:

2.1 - Proactive issue resolution 

Agentic AI monitors delivery systems, detects delays, and initiates refunds or rebookings before customers even raise a complaint. For instance, if a courier misses a pickup window, the AI can notify the customer, offer alternatives, and trigger compensation, all autonomously. 

This reduces inbound ticket volume and boosts CSAT, while freeing human agents to focus on complex cases. Gartner predicts that by 2029, agentic AI will autonomously resolve 80% of common customer service issues. 

2.2 - Contextual support across channels

Whether it’s chat, email, voice, or social, AI agents retain customer history so users never have to repeat themselves. If someone switches from WhatsApp to email mid-conversation, the agent picks up right where they left off, improving first contact resolution (FCR), reducing average handle time (AHT), and delivering a seamless experience across touchpoints.

2.3 - Appointment scheduling & follow-ups 

Agentic AI integrates with calendars and CRMs to autonomously book, reschedule, and confirm appointments. Say a patient cancels at the last minute, the agent can offer alternate slots, send reminders, and escalate if needed. This reduces no-show rates and boosts operational efficiency, especially in healthcare, hospitality, and field services.

2.4 - Seamless returns & refunds

AI agents validate return eligibility, initiate refunds, update inventory, and notify finance teams, all in real time. If a customer sends back a damaged item, the agent can handle exceptions, track reverse logistics, and ensure policy compliance. 

The result? Shorter refund cycles, fewer manual errors, and a smoother experience for everyone involved. According to McKinsey, agentic AI can reduce time to resolution in customer service by up to 90% and cut service backlog by 30 to 50%.

The bottom line is that by delivering proactive support and seamless omnichannel experiences, Agentic AI is turning customer service into a competitive advantage.

Use case 3 - Agentic AI use cases for business process optimization 

Process automation is the use case where Agentic AI really flexes its muscles. From IT automation and compliance checks to improving supply chain coordination, Agentic AI for business process orchestration is becoming a key lever for large-scale transformation.

44% of organizations say that AI for process optimization is the most important use case. Let’s unpack how Agentic AI orchestrates complex workflows. 

3.1 - Self-healing IT helpdesk 

Agentic AI monitors device health, runs fixes, resolves issues, and updates tickets, all without human intervention. If a laptop starts overheating or a VPN fails to connect, the agent can diagnose, patch, and notify the user before they even log a ticket. This reduces downtime and transforms IT from reactive support into a seamless, self-healing backbone.

3.2 - DevOps that doesn’t break 

AI agents streamline CI/CD pipelines by reviewing code, running automated tests, deploying releases, and rolling back faulty builds. For example, if a deployment fails in staging, the agent can isolate the error, revert the build, and alert the team, keeping release cycles fast and freeing engineers to focus on innovation, not firefighting.

3.3 - Agile supply chain coordination 

Agentic AI tracks inventory in real time, predicts demand shifts, adjusts procurement schedules, and reroutes logistics based on disruptions. If a shipment is delayed due to weather, the agent can reallocate stock, notify vendors, and update delivery timelines, reducing stockouts and making supply chains more agile and cost-efficient.

3.4 - Compliance & audit automation 

AI agents interpret regulatory policies, extract relevant data, generate audit-ready reports, and flag anomalies across systems. Say a new data privacy rule comes into effect, the agent can scan for non-compliant records, suggest remediation, and prep documentation for auditors. This strengthens your regulatory posture and reduces last-minute panic.

3.5 - Quality assurance that assures 

Agentic AI monitors sensor data, test logs, and production metrics to detect anomalies early. If a batch shows signs of deviation, the agent can adjust parameters, update Quality Assurance protocols, and reroute workflows to prevent defects. This results in lower defect rates and consistent quality across the entire lifecycle.

Agentic AI is the silent orchestrator behind smarter operations. Whether it’s IT, DevOps, supply chain, or compliance, it’s driving efficiency and agility across the enterprise.

How does agentic AI work?

‍

Behind every autonomous action of agentic AI lies a five-stage operational model that enables agents to sense, reason, act, learn, and collaborate like high-performing teammates.

Here’s how it all comes together: 

1 - Sense the environment 

Before doing anything, the agent needs context. It listens, watches, or scans for signals, such as a customer asking a question, a new database entry, or a system alert. 

Using LLMs, it turns raw input into something meaningful. Basically, it figures out: “What’s happening, and what needs my attention?”

2 - Formulate strategy

Once the agent understands the situation, it starts planning. Each agent has a built-in planner (powered by large language models) that breaks big goals into smaller steps. 

Whether it’s resolving a support ticket or streamlining a delivery route, agents figure out the smartest way to get from A to B and adjust the plan if things change mid-way.

3 - Execute with precision 

Now it's go-time. With the help of an Orchestrator, agents carry out multi-step workflows by interacting with external systems via APIs and external tools.

Need to update a CRM? Trigger a payment? Launch a workflow in SAP? Agents act autonomously. 

And if something risky pops up, such as a high-value transaction, they follow the rules to stay compliant and know when to loop in a human.

4 - Adapt through feedback 

Agentic AI doesn’t just follow instructions; it learns from experience. Every action they take is logged and analyzed. If something didn’t go as planned, it adapts and changes its approach the next time.

AI agents also remember useful context, like past conversations or user preferences, and use techniques like Retrieval-Augmented Generation (RAG) that help them reason with long-term knowledge.

5 - Coordinate at scale 

Agentic AI is a team sport, and no agent works alone. In complex environments, agents collaborate, passing tasks to each other, sharing updates, and solving problems as a team.

Using scalable agentic platforms and no-code development tools, enterprises can build and deploy these agents quickly, creating a flexible autonomous AI workforce that grows with your business.

What is the difference between Agentic AI vs Generative AI 

Now that we’ve explored how agentic AI works, it’s time to unpack the core difference between agentic AI and generative AI. 

Generative AI is brilliant at creating text, images, code, and ideas. Its strength lies in natural language processing and content generation. It’s a go-to if you want to summarize reports, draft copy, express, or brainstorm ideas. But that’s where it stops. GenAI assists but never really acts. 

If GenAI is an assistant, then Agentic AI is the operator. It is built to do tasks. It plans, executes, and learns with autonomy. It triggers workflows, coordinates across systems, and adapts to changing conditions to reach outcomes. 

|While GenAI lowered the cost of generation, Agentic AI is lowering the cost of action.

That said, agentic AI and GenAI aren’t rivals but work in conjunction. When agentic AI launches an email outreach campaign, generative AI steps in to create compelling emails. When an agent triages a support ticket, GenAI drafts the response. Together, they turn intent into impact.

What are the types of Agentic AI systems?

Agentic AI isn’t one-size-fits-all. Depending on the complexity of the task and the level of autonomy required, enterprises can choose from different types of agentic systems. Let’s break them down:

1. Autonomous single-agent system

It is a standalone AI agent that operates independently, pursuing a specific goal without coordinating with other agents. 

For instance, it can be a customer support agent that autonomously resolves Tier-1 queries, updates CRM records, and sends follow-up emails. This type of system is ideal for focused, self-contained workflows and helps reduce manual workloads.

A single-agent system is best used when: 

  • Tasks are narrow and well-defined 
  • Speed and autonomy are critical 
  • No cross-functional coordination is needed

2. Multi-agent systems (MAS) 

In contrast to a single agent, a multi-agent agentic AI system is a network of agents that collaborate, each with specialized roles, to achieve complex, cross-functional goals. 

Think of this as a team of specialists working together. In an MAS system, agents communicate, delegate tasks, and share context, either horizontally (peer-to-peer) or vertically (hierarchical oversight). 

For instance, in supply chain management, one agent forecasts demand, another manages vendor coordination, and a third oversees logistics, all working in sync. 

Multi-agent systems typically operate in two modes: vertical and horizontal, each suited to different types of enterprise workflows.

2.1. Vertical multi-agent systems

Think of vertical multi-agent systems like a manager and their team. A lead agent acts as the intelligent orchestrator that delegates tasks to its subordinate agents, monitoring progress, and ensuring alignment with the overarching goal. 

Each subordinate agent has a clearly defined role, and the agentic workflow typically follows a top-down, sequential path. For example, in a procurement workflow: 

  • A lead agent receives a purchase request 
  • It delegates to a compliance agent to validate vendor eligibility 
  • Then, to a finance agent to approve the budget
  •  Finally, to a logistics agent to initiate delivery

This structure is ideal for workflows that require approvals, checkpoints, compliance checks, and layered decision-making, which are common in finance, HR, legal, and operations.

2.2. Horizontal agentic systems

In a horizontal agentic system, there’s no boss, and agents collaborate as equals. As there’s no central authority, agents work to their expertise, share context, solve problems together, and make decisions collectively. 

These systems are designed for cross-functional coordination, especially when tasks span departments or domains. For instance, if an employee’s laptop breaks, then the IT agent diagnoses the issue, it then loops in the HR agent to check the equipment policy, and finally, the finance agent approves a replacement. 

In another example, if a customer reports a billing issue that also involves a technical glitch. The billing agent verifies the transaction, and the tech support agent checks system logs. Together, they resolve the issue without bouncing the customer between silos.

Horizontal MAS is ideal for creative problem-solving and dynamic workflows where the path isn’t fixed but the outcome matters.

3. Human-in-the-loop (HITL) agentic systems

Essentially, human-in-the-loop agentic AI systems are also multi-agent systems, but they also include human oversight or intervention at key decision points. While AI agents handle most of the workflow, they escalate decisions, seek approvals, or incorporate feedback from humans when needed. 

For instance, in financial underwriting, an agent gathers data and drafts recommendations, while a human reviews and approves final decisions. The human-in-the-loop agentic system balances autonomy with accountability, ensuring trust and control in sensitive workflows. 

The HITL agentic system is best used when:

  • Tasks involve risk or compliance 
  • Human judgment adds strategic value 
  • You are in the early stages of agentic adoption

4. Agent platforms

An agentic platform brings everything together. This is a governed ecosystem of agents, AI tools, APIs, and data sources, designed for enterprise-wide deployment and collaboration. 

Think of an agentic platform as an enterprise-grade command centre where AI agents operate within a composable architecture, governed by policies, access controls, and shared goals. Often referred to as an Agentic AI Mesh. 

For example, think of a global enterprise that uses an orchestrated agentic platform where agents manage sales outreach, customer onboarding, compliance checks, and reporting across teams and geographies. 

Agentic platforms are best used when: 

  • You need scalable and governed automation 
  • Multiple agents must interact with diverse systems 
  • Strategic transformation is the goal 

What is the architecture behind Agentic AI?

Let’s first establish that at the core of every agentic AI system sits a large language model (LLM). It’s the “brain” that understands language, reasons through problems, and communicates. 

But here’s the catch: Though an LLM is brilliant at understanding prompts and generating responses, it can’t act.

To make AI agents truly autonomous and enterprise-ready, we need to plug the LLM "brain" into a full-body system that allows it to plan, orchestrate, execute, learn, and connect with the real world. 

That’s where the agentic AI architecture comes in. Here’s what it typically looks like: 

1. Orchestrator: central cognitive control 

Imagine a team of AI agents, each with a skill. But who decides who does what? When? In what order? That’s exactly an orchestrator’s job. 

The orchestrator is the manager of an agentic system. It decides which agents should take on a given task, in what order, and how results should be merged into a clean result. An orchestrator can route tasks sequentially, in parallel, or conditionally, depending on complexity. 

Simply put, without orchestration, multi-agent workflows can’t function properly and risk inefficiency, duplication, or worse, total chaos.

2. Planner: goal to action converter

The planner bridges intent and execution. It takes a high-level business objective and breaks it into step-by-step workflows, adapting in real time to changing inputs and business rules. 

For instance, it turns “launch a customer outbound campaign” into “segment audience → generate emails → schedule outreach → track responses.”

A planner ensures actions are explainable and aligned with enterprise logic, which is a critical requirement for trust and adoption. 

3. State and memory: contextual intelligence layer 

Agents need memory to be useful. Not just “what happened five seconds ago,” but “what this customer prefers,” “what was said last week,” or “what worked last time.”

There are two types of memories: short and long. While short-term memory helps keep the flow during a session, long-term memory makes experiences personal over time. This creates a reliable and human-like continuity in enterprise applications. 

4. AI Agents: specialized autonomous units 

AI agents are the workhorses of the framework that have reasoning capabilities and access to the right agentic AI tools. 

One agent might handle document analysis. Another agent might detect fraud. A third agent might handle customer routing. 

AI agents can either operate solo or as a team, each contributing to outcomes that a single LLM could not deliver on its own. 

5. Knowledge: enterprise data integration 

No AI system can operate in a vacuum. They need access to real-time, domain-specific enterprise data.

This layer uses RAG to ground responses in facts, comply with policies, and minimize hallucinations—an absolute essential for safeguarding enterprise use cases. 

No matter its policy documents or CRM records, agents know where to look and how to reason with it.

6. Tools & APIs: system connectors 

Agents become truly actionable only when they can interact with enterprise systems. That’s where APIs come in. They let agents trigger transactions, fetch data, update workflows, and connect with CRMs, ERPs, HR systems, or cloud platforms.

Without connectors, agents would be smart but powerless. With them, they can become enterprise-ready.

TL;DR: Put simply, while the LLM is the brain, it’s the planner, orchestrator, memory, knowledge, and APIs that give agentic AI its arms, legs, and purpose.

Watch this video to learn how Agent platform works.

How to build Agentic AI system: step-by-step process

If you’re only looking to build a single-agent system that answers questions or writes emails, you don’t think to overthink it. Simply pick your favourite LLM, like ChatGPT, n8n, Claude, or Gemini, and spin one up in minutes. You’ll have a working prototype in minutes.

But if your goal is to build something bigger—say, a multi-agent system that can handle enterprise-level complex workflows, enforce governance, integrate with your tech-stack, comply with your organization’s policies, and include human-in-the-loop controls, you’ll need an Agent Platform. 

Agent Platform gives you the foundation to go from “smart assistant” to “autonomous workforce.” It provides you: 

  • Tools to build, test, and deploy agents at scale 
  • Multi-agent orchestration 
  • Human-in-the-loop systems 
  • Flexibility to work with any LLM model you choose
  • Secure APIs to integrate with enterprise systems 
  • Guardrails for safety, compliance, governance, and observability 

Here’s your 9-step guide on how to build an agentic AI system that’s enterprise-ready, scalable, and actually useful.

Step 1: Define problem and objectives

Before you dive into the building process, ask yourself, "What are you trying to achieve?" 

You should pick one or two high-impact use cases with clear business goals, like reducing L1 ticket handling time by 40% or auto-approving low-risk claims under $500. 

You need to map the journey: Trigger → Decisions → Resolution → Handoff points. 

Then set guardrails, such as what your agent can do, what it must escalate, and where human approval is non-negotiable. 

Top tip: Create a playbook with KPIs, SLAs, risk categories, and escalation pathways. If it feels like a mini SOP, you’re on the right track.

Step 2: Understand processes, data readiness, and systems 

Next, take stock of your environment. For this, you need to:

  • Document every workflow your agent will touch, including every step, decision, dependency, and exception. 
  • List out the systems involved, such as CRMs, ERPs, HRIS, ITSM, data lakes, and messaging platforms 
  • Audit your data: Is it fresh? Unified? Sensitive? Traceable?

Top tip: This groundwork is essential, as it avoids nasty surprises later and sets realistic expectations for what your agent can (and cannot) do.

Step 3: Choose the right autonomy model 

In this step, you define the level of autonomy agents can operate in. For instance, not every agent should run fully on its own. Therefore, choose autonomy based on the risk. 

  • Low-risk, repeatable tasks? Full autonomy may work 
  • Sensitive workflows? use a human-in-the-loop (HITL) model 
  • Cross-domain use cases? Deploy multi-agent setups with specialized agents 
  • Enterprise scale? Use an orchestrated platform with shared governance

The bottom line is that you should pick the autonomy model that fits your enterprise’s risk appetite. 

Step 4: Architect the reasoning layer

This is where your agent’s intelligence truly takes shape. You’re not just wiring up models—you’re designing how your agent thinks, decides, and acts. 

Firstly, start with your reasoning core, that is, an LLM that powers understanding, decision-making, and communication. This is the core of how your agent thinks and responds. 

Then build your reasoning architecture around it. You need:

  • Planner: breaks down goals into actionable steps 
  • Orchestrator: routes tasks, combines outputs, and coordinates multi-agent flows 
  • Memory layers: both short- and long-term, so your agents can learn and make informed decisions
  • Tool router: picks the right tool or API to invoke

By the time this step is over, you should have an architecture that won’t keep your compliance team up at night. 

Top tip: Depending on your business needs, it’s smart to plan for backup LLMs too. For instance, you can use lighter, cheaper ones for low-risk, routine tasks and reserve a more powerful LLM for more critical or sensitive work.

Step 5: Define the function of AI agents 

Think of this step as giving your AI agent a job description, literally. List out:

  • What does it own?
  • What does it refuse to touch?
  • What are its capabilities and tools? 
  • What are its trigger conditions under which it acts?
  • What happens when things go wrong?

Top tip: You must make your agents explainable. This means that your agent activity should generate rationale summaries, decision receipts, and logs. This way, every action can be tested and improved.

Step 6: Build knowledge layer 

Your AI agents are only as smart as their knowledge. You need to build RAG pipelines that pull from trusted sources with proper access controls. 

Use smart indexing to improve retrieval, and enforce answer hygiene such as citations, evidence checks, and anti-hallucination rules. Think of this step as your defence against misinformation and misfires. 

Step 7: Integrate with tools and APIs

An agent that can’t act is just a chatbot. That’s why you need to connect it to your enterprise systems such as CRMs, ERPs, ITSM platforms, HRIS, payment rails, and more. This way, your agent moves from thinking to doing. 

Top tip: Make sure that you design for safety first with scoped permissions, rate limits, and sandboxes. 

Step 8: Build in governance and observability 

Although autonomy is powerful, it also needs guardrails. You must:

  • Set up a policy engine to define who can do what, under what conditions, and how.
  • Apply controls for sensitive data, such as masking PII, handling PHI/PCI, and enforcing consent.
  • Run adversarial tests to check for jailbreak attempts.
  • Follow responsible AI principles and practices. 
  • Ensure AI observability by logging every action, making it auditable and reversible.

Step 9: Pilot, evaluate, and scale 

Before going enterprise-wide, start small. Run a pilot project in shadow mode (agent suggests, humans act) and gather feedback. Then move to suggest mode (tap-to-approve). Only when ready, move to autonomy mode (agent acts under policy). 

At this stage, keep tracking metrics like autonomy rate, human intervention, latency, cost per action, and rollback frequency. 

Top tip: Use simulations to test edge cases and stress-test the system. Only once you’ve proven the safety and value of the agentic system, you should scale with confidence.

Want to see what could Agentic AI unlock for your enterprise?

How is Agentic AI reshaping industries? 

Agentic AI isn’t confined to one function or one sector, but its real strength lies in its ability to deliver industry-specific needs. From BFSI and healthcare to retail and telecom, it’s helping businesses run smarter. Let’s take a look at how different industries are evolving.

1. BFSI: smarter fraud and risk control

Financial institutions are locked in a constant arms race against fast-evolving fraud schemes. Traditional rule-based systems can easily miss new attack patterns, while false positives increase customer complaints.

Agentic AI in banking goes beyond flagging suspicious activity; it can temporarily freeze questionable transactions, run layered checks, and escalate cases intelligently. It also automates credit checks, KYC workflows, and portfolio adjustments, freeing human staff for higher-value work.

On the customer side, AI agents:

  • Manage payees, execute fund transfers, and update personal information with multi-factor verification. 
  • Handle card services like blocking, PIN resets, and reissuance instantly, with secure audit trails. 
  • Fetch credit bureau data, generate personalized scorecards, and offer recommendations to improve credit health. 
  • Act as product advisors, comparing loans and credit cards, simulating pre-approvals, and initiating applications. 
  • Locate branches and ATMs with real-time status, operating hours, and accessibility filters.

Agentic AI in BFSI isn’t just about security; it’s about speed, personalization, and trust.

Read more how Agentic AI is transforming finance industry.

2. Retail: autonomous inventory and pricing

Retailers walk a tightrope between overstocking and stockouts. Too much stock leads to losses, whereas too little creates missed sales.

Agentic AI in retail doesn’t just predict demand; it acts on it. It autonomously checks inventory levels, places restock orders, manages supply chain logistics, and adjusts pricing based on live market conditions. 

On the customer side, AI agents deliver: 

  • Personalized product discovery across groceries, fashion, beauty, and wellness 
  • Contextual guidance for selecting items like camping gear or skincare 
  • Cart management and secure checkout via simulated payment gateways 
  • Replenishment suggestions based on past purchases 
  • Trend-driven recommendations and best-seller highlights 

From backend logistics to frontend personalization, agentic AI makes retail faster and more customer-centric.

Read more how Agentic AI is modernizing retail industry.

3. Healthcare: unified data and proactive care

Healthcare organizations face a dual challenge: delivering high-quality care while navigating compliance-heavy operations. From fragmented patient records to manual claims and prior authorization bottlenecks, inefficiencies can delay treatment.

Agentic AI in healthcare is reshaping healthcare by introducing intelligent agents that don’t just assist—they act, orchestrate, and adapt in real time.

  • Unified Patient Data - AI agents integrate fragmented records across EHRs, labs, and specialist systems to monitor vitals, flag anomalies, and trigger follow-ups to enable faster, coordinated care. 
  • Autonomous claims processing - Agents handle every step of the claims lifecycle, from screening and eligibility checks to coding review, adjudication, and secure notifications, reducing delays and improving accuracy. 
  • End-to-End prior authorization - Agents authenticate users, classify requests, verify coverage, review clinical documentation, and issue decisions, streamlining approvals and ensuring compliance.

Unlike traditional predictive systems that only highlight risks, Agentic AI acts to resolve them, allowing clinicians to focus on care while operations run seamlessly.

Read more how healthcare biusineses are leveraging Agentic AI.

4. Telecommunications: instant recovery and support

Telcos battle high churn, often triggered by long waits and poor support. Static chatbots and IVR systems frustrate customers more than they help. 

Agentic AI transforms diagnostics into autonomous recovery: 

  • Reroute traffic during outages
  • Initiate repairs
  • Fix billing errors
  • Escalates complex issues with full context 

This shift reduces downtime, cuts churn, and strengthens loyalty in an industry where speed and reliability are everything.

5. Technology and software: faster DevOps and support

Tech firms face bottlenecks in software releases and support. Manual QA, incident triage, and patch management consume valuable engineering time. 

Agentic AI accelerates IT and engineering workflows by autonomously spinning up infrastructure, triaging bugs, or rolling back faulty deployments. In customer support, it files tickets, assigns resources, and updates documentation. 

By taking on repetitive, time-sensitive tasks, Agentic AI frees engineers to focus on innovation instead of firefighting.

6. Travel and hospitality: real-time disruption management

Disruptions such as flight cancellations, overbookings, and last-minute changes define the travel and hospitality industry. Legacy systems leave travelers stranded until staff step in. 

Agentic AI systems in travel and hospitality resolve these issues instantly:

  • Rebooks flights, issues refunds, and updates itineraries in real time
  • Optimizes hotel room allocations and adjusts staffing
  • Personalizes offers  and loyalty rewards 

Instead of reacting after problems surface, Agentic AI resolves them instantly, reducing traveler stress and driving loyalty in a competitive market.

7. Manufacturing: adaptive, quality-driven production

Manufacturers face enormous costs when defects are caught late in the production cycle, leading to recalls, downtime, and wasted resources. Traditional automation only alerts human operators, who may miss critical windows. 

Agentic AI steps in to detect quality issues early, adjust workflows autonomously, reroute production lines, and even initiate supplier reorders. 

They also adapt workflows on the fly to manage supply chain bottlenecks, optimize energy consumption, and support sustainability goals. The result is faster and more resilient operations.

Real-world case studies and examples of Agentic AI

Agentic AI is already transforming how enterprises operate. From banking and financial services to customer experience transformation, organizations are deploying modular AI agents to automate workflows and elevate user satisfaction. 

Here are three real-world case studies of companies that are already reimagining their operations using Agentic AI:

Case study 1 : HR support at AMD

Challenge: 

AMD, a global leader in high-performance computing, is revolutionizing HR operations for its globally distributed workforce. As AMD’s workforce expanded, the internal HR helpdesk faced increasing pressure to deliver an exceptional employee experience while providing 24/7 support. 

Outcome:

AMD partnered with Kore.ai to introduce AI-powered HR Agents, transforming HR support into an intelligent, scalable platform. This resulted in an 80% reduction in time to resolve HR inquiries and 70% employee satisfaction within the first 90 days. 

Read full case study

Case study 2 : Agentic AI transformation for Inception (G42)

Inception, a UAE-based G42 company, is leveraging Kore.ai’s agentic platform to build intelligent assistants that streamline decision-making, governance, and operations across the enterprise.

  • Investment Assistant - Designed for analysts facing data overload and time pressure, this AI-powered platform delivers instant analysis, portfolio visibility, and smarter investment decisions, giving teams back the time they need to move markets. 
  • Board Observer - Built for executive assistants and board leaders, this customizable meeting assistant unifies pre-, during-, and post-meeting workflows. It accelerates preparation, enhances meeting intelligence, and ensures decisions are captured and followed through with clarity. 
  • Procurement Assistant - Designed for procurement officers and business users navigating fragmented sourcing tools, this agentic system provides real-time access to contracts, supplier data, and compliance insights, enabling full visibility and smarter category management throughout the procurement lifecycle.

Together, these assistants are now helping Inception reimagine how work flows across the enterprise. 

Case study 3 : Leading middle eastern bank's automation at scale 

Challenge:

Faced with fragmented support systems and rising service volumes, a major Middle Eastern Bank modernized its customer and employee engagement using AI agents. 

Outcomes:

Using modular, multilingual AI agents, the bank automated over 150,000 conversations across key journeys, achieving 15-40% automation in high-volume workflows. 

These agents now handle complex financial tasks in both English and Arabic, streamlining resolutions and reducing operational overhead without compromising compliance or security.

Read the full case study.

What are the challenges in implementing Agentic AI? 

While Agentic AI holds immense promise. However, building and deploying these systems inside an enterprise environment is far from straightforward. Several challenges need careful consideration before businesses can unlock their full potential.

1. Data privacy and security

For many organizations, this is the biggest barrier to adoption. According to Kore's AI Use Case report, 40% of enterprises cite security and data privacy as the biggest challenge for future AI implementations.

This is because Agentic AI systems operate autonomously and handle vast amounts of sensitive information, often without direct human oversight. This raises the risk of data leaks, misuse, or prompt injection attacks, especially when agents interact with external systems.

To address this challenge, you’ll need to implement governance models, build audit trails, and design fallback mechanisms that allow for human oversight without undermining autonomy. 

2. Data quality and relevancy 

Even the most sophisticated AI agents are only as good as the data they are trained on and connected to. Building agents that understand not just what to do, but why and when, requires deep integration with business logic and real-time data.

The difficulty is magnified in enterprises where data is spread across silos and legacy platforms. Without deep integration with business logic and reliable data pipelines, agents risk becoming brittle, performing well in narrow scenarios but failing when the context shifts.

3. Integration challenges

Enterprise tech stacks are rarely clean. They’re often a mix of legacy systems and bespoke tools, each with its quirks. 

Agentic AI needs to integrate seamlessly with a mix of such legacy applications, CRMs, ERPs, and HR systems, all of which use different data formats and communication protocols. But outdated APIs and fragmented architectures create roadblocks. 

The solution lies in modular design and middleware that bridges the gap between old and new. Without it, your agents risk becoming isolated and rarely useful. 

4. Scalability limitations

Running a single autonomous AI agent in a controlled environment is one thing. Scaling a system of agents across departments, use cases, and geographies is another. 

As usage grows, your infrastructure must handle increased workloads without compromising speed, accuracy, or security. Poorly designed systems can hit bottlenecks fast, eroding the very efficiency gains agentic AI is meant to deliver. 

To scale successfully, you’ll need to balance horizontal and vertical scaling strategies, optimize resource allocation, and monitor performance continuously.

5. AI talent acquisition and training 

The expertise required to build and maintain agentic AI systems is scarce and expensive. From data scientists to machine learning engineers, demand far outpaces supply, driving salaries sky-high.

According to Kore.ai's Practical AI Insights report, 39% of organizations say that they lack AI talent, while two-thirds are actively trying to strengthen their AI expertise.

Add to this the cost of specialized infrastructure, such as high-end GPUs or expensive cloud subscriptions, and the financial barriers become clear. 

Many organizations are cautious not because of a lack of interest, but because of the significant upfront investment in people and technology to do it right.

How to choose the best Agentic AI platform 

Choosing an agentic AI platform isn’t just a tech decision; it’s a strategic one. It shapes how your organization automates work and safeguards autonomy across teams and systems. 

Before you start comparing features, it’s important to define what success looks like for your enterprise. Ask yourself: 

  • What kinds of workflows do we want to automate: simple tasks or complex, cross-functional processes? 
  • How much autonomy are we comfortable with, and where do we need human oversight? 
  • What systems, data sources, and compliance requirements must the platform integrate with? 
  • How will we measure performance, trust, and long-term scalability? 

Once you’ve clarified these criteria, you can evaluate platforms based on the capabilities that support them. Here’s what to look for:

1. Multi-agent orchestration

It’s understood that enterprise workflows are extremely convoluted and super complex. You need AI agents that can work together and collaborate to complete those workflows. Without this, you risk building isolated bots that can only solve one-off problems. 

A strong agentic AI platform should have multi-agent orchestration capabilities that allow agents to delegate tasks, share context, hand off tasks seamlessly, and work together like a digital workforce. 

Look for platforms that support sequential processing, parallel execution, and conditional branching so that your agents can solve enterprise-wide value. 

2. Human-in-the-loop mechanisms

Full autonomy is exciting, but you should not overlook the value of humans in the system. According to a report, 86% of enterprises believe agentic AI can have heightened risks. 

It is therefore essential that your agentic AI platform has such systems in place. This is because more than just a fallback plan, HITL systems help build trust and strengthen adoption in highly regulated environments. 

3. Scalable across use cases

With Agentic AI, you never know which department or workflow will emerge as the adoption hotspot. What starts in IT or customer service often expands to finance or operations. Limiting yourself to a platform that only works for one team is a recipe for stalled innovation. 

Choose a platform that’s flexible enough to support all use cases, be it workplace productivity, customer-facing interactions, or cross-functional business processes. 

Essentially, you don’t want a tool that improves one corner of the business; you want one that can transform the enterprise as a whole.

4. Compliance and security certifications

Autonomous agents often access critical systems. It is therefore important for you to know they’re operating within secure boundaries. 

Security and compliance certifications reflect a vendor’s investment in rigorous governance and accountability. Make sure your platform is recognized with the relevant agentic AI certifications, like ISO, SOC 2, GDPR readiness, and HIPAA, to assure stakeholders that data is being handled responsibly. 

You should ask your agentic AI vendor about data encryption, access controls, audit logs, and how the platform handles sensitive information across agents.

5. Governance mechanisms

AI agents must be monitored, audited, and controlled. Look for platforms that provide built-in governance mechanisms, such as:

  • Audit trails
  • Observability dashboards
  • Role-based access control
  • Approval workflows
  • Agent lifecycle management
  • Drift detection and rollback capabilities

It is very important that your vendor has these mechanisms in place because, without governance, autonomy can become chaos, and you need visibility, transparency, traceability, and control. 

6. Industry validation and reliability 

Your vendor should not just be innovative but also highly reliable. Although agentic AI is new, one way to gauge reliability is by looking at how long the vendor has been active in enterprise AI and the scale of their deployments.

A practical shortcut is to look for platforms that are recognized by independent analysts, like Gartner, Forrester, IDC, and G2. These firms apply rigorous evaluation criteria, so if your vendor is on their list, it signals both credibility and capability. 

Finally, look for evidence of real-enterprise adoption, such as customer testimonials, case studies, and successful deployments across industries. The best platforms are the ones that combine cutting-edge capabilities with operational maturity.

Platforms like Kore.ai offer multi-agent orchestration, HITL safeguards, enterprise-grade governance, and are scalable across use cases, making them a strong fit for organizations looking to scale responsibly. With 3 consecutive recognitions in the Gartner® Magic Quadrant™, Kore.ai reflects the kind of maturity and flexibility enterprises increasingly seek in agentic AI platforms.

Looking for the right Agentic AI platform? Read this guide to correctly evaluate AI agent solutions. 

What’s the future of agentic AI? 

Agentic AI isn’t a distant vision; it’s already reshaping enterprise architecture. As we’ve seen in the real-world case studies of agentic AI, it’s already laying the foundation for what we can call the Agentic Enterprise. 

This reimagined enterprise will be powered by thousands of AI agents operating in sync, executing tasks, making decisions, and adapting in real time. In this structure, humans will remain firmly in control, steering strategy and setting up governance, while swarms of specialized AI agents take on execution. 

Imagine this:

  • A supply chain manager defines delivery SLAs, and agents coordinate logistics, reroute shipments, and resolve bottlenecks before they even surface.
  • A customer service leader outlines experience benchmarks, and agents handle inquiries, escalate edge cases, and personalize support across languages and platforms.

The enterprise of the future will look less like a rigid hierarchy and more like a network of human leadership supported by a vast ecosystem of agents. It may sound like science fiction, but it’s the trajectory we’re already on. According to Gartner, 15% of day-to-day work decisions will be made autonomously by agentic AI by 2028.

Conclusion : closing takeaway

Agentic AI isn’t just about building smarter systems; it’s about reimagining how work gets done. It challenges us to rethink how work flows, how decisions are made, and how value is created.

The winning approach isn’t chasing features or agentic AI frameworks. It’s designing agents that are outcome-driven, context-aware, and self-improving, so your enterprise can move faster and stay ahead of change.

Want to explore how Agentic AI works in practice? See how Agent Platform powers enterprise-grade autonomy in action by requesting a custom demo.

FAQs

Q1. What is agentic AI, and how does it differ from traditional AI?

Agentic AI is the evolution of artificial intelligence, from reactive systems to proactive digital agents. Unlike traditional AI, which follows predefined rules or responds to prompts, agentic AI autonomously sets goals, plans multi-step tasks, adapts to changing contexts, and executes actions with minimal human oversight.

Q2. How to build agentic AI from scratch?

There are two ways to build agentic AI from scratch. The first is that you launch a small pilot with your internal team using open-source tools like n8n, LangChain, etc. However, this approach requires a skilled team with deep technical expertise in AI development. Key components to consider include:

  • Reasoning core: a model that understands and reasons 
  • Planning module: to break down tasks into executable steps 
  • Tool integration: APIs, databases, and external systems
  • Memory & feedback loops: for learning and adaptation 
  • Governance layer: HITL controls, ethical boundaries, and fallback mechanisms

The second, much faster and reliable method is working with enterprise-ready Agentic AI platforms like Kore.ai. Agent platforms offer pre-built infrastructure that allows you to build and deploy agentic AI applications without requiring deep technical knowledge. This is ideal for organizations looking to scale quickly while maintaining flexibility and control. 

Q3. What are some real-world applications of agentic AI?

You can see agentic AI quietly reshaping how businesses operate across the board. 

  • In HR, agentic AI doesn’t just answer policy questions but can onboard a new employee, schedule their training, and set up their payroll, all without human intervention. 
  • In finance, agentic AI can monitor transaction patterns, flag anomalies, and even initiate fraud mitigation steps in real time. 
  • In IT operations, agents can detect system outages, diagnose the root cause, and trigger automated recovery workflows before your team even notices. 
  • In customer experience, AI agents don’t just respond to queries; they resolve them, escalate when needed, and learn from each interaction to improve the next.

Q4. Is agentic AI safe and compliant for enterprise use?

Yes, if built responsibly. With proper safeguards, like role-based access, red-teaming, audit trails, and human-in-the-loop oversight, enterprises can deploy agentic systems securely and in line with global compliance standards.

Q5. What are the key components of an agentic AI platform?

The key components to deploy agentic AI successfully require multi-agent orchestration, tool use patterns, reflection mechanisms, and human-in-the-loop governance. Platforms like Kore.ai have already built these capabilities into their ecosystems.

Q6. Give an example of how an Agentic AI system looks in practice

The image shows how a Banking agentic AI system uses multiple specialized agents to handle different banking tasks: 

Here:

  • The orchestrator manages communication between users and banking agents.
  • Specialized agents handle loans, transactions, cards, and more. 
  • Each agent utilizes tools with built-in business logic to complete specific tasks.
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